5 top tips to save money on your health insurance.

1. Review the market

We recommend you review the market a month or so before your renewal date. We can compare the market for you, giving you free, fast and impartial advice on the best options for you.

Don’t just accept the renewal rate, sometimes it might be the best deal, but often there might be alternatives to consider, sometimes saving you hundreds of pounds.

Whatever your age or state of health, our expert advisers will quickly find you the best deals from the UK’s best health insurers.

Compare with us today – Get quotes, or call 08000 753 999.

2. Be rewarded for living a healthy lifestyle

You can lower the cost of your health insurance simply by living a healthy lifestyle.

Some Health Insurance providers now offer discounts and rewards if you can prove you regularly exercise and eat healthily. Non-smokers will also benefit from preferential prices.

With Aviva’s Healthier Solutions, for example, you can save up to 15% if you remain in shape, while VitalityHealth offers cashback and rewards ranging from money off Apple smartwatches, David Lloyd and Virgin Active health club memberships, cinema tickets and more.

For some customers this is a win, win, if you want to do more exercise, having a daily or weekly target that rewards you can be motivating. If it’s all about saving money, it may be that you could save more with different insurers.

3. Add a wait period

One way to give you cheaper cover would be to add or change a waiting period on your policy.

With some Health Insurance Policies if the NHS waiting list is less than your wait period (e.g. six weeks), you’ll not be covered and you can get your treatment through the NHS. If the waiting list is longer, your policy pays for private treatment. This is a good way to safeguard against excessive waiting times that could affect your lifestyle while keeping costs down.

4. Right to Health exclusive deals

We started in 2001 with 2 advisers. Today we’ve grown to become one of the UK’s biggest healthcare intermediaries with a team of over 30 specialists and more than 35,000 loyal customers.

Having longstanding partnerships with all the UK’s top health insurance companies means we offer the widest possible range of products.

We hunt high and low to find you the most competitive prices on the best policies from the top insurers, we have access to thousands of different policy options, many of which won’t be available to you direct or with other brokers.

The great relationships we have with insurers can also help should you like us to try to negotiate a lower price on your behalf. So choose Right to Health to get the best, most suitable deals from across a huge choice of policies. Saving you hassle, worry and a few pounds too.

5. Our Last tip, think about your excess

The larger the excess, the cheaper the premium.

Think about what you’d be claiming for, would it only be in extreme circumstances, rather than every problem? If so you might consider a higher excess (if you could afford it) to cut your monthly costs.

A bonus tip is to take a look at the saving if you pay annually, rather than monthly. Sometimes it can offer up a surprising saving.

Want more?

Keep tuned to our social media, we’ll be adding further money saving tips daily this week. (Facebook, Twitter)

March 25, 2019