Top reasons for buying private health insurance

Private health cover is generally taken out to cover short term, curable illness or injury. More and more people are taking out health cover via workplace health insurance schemes or opting to fund their health insurance independently. According to a report in the Telegraph, the reasons people take out private health cover are fairly diverse, but there are a number of common themes amongst those who want to ensure they are covered in the event of sudden injury or illness. The primary concern of  those suffering an illness or injury is the basic hygiene levels of hospitals, particularly in terms of the MRSA superbug. Many want to take out private health cover plans to sidestep NHS waiting lists and ensure that consultations and treatment are carried out in top-notch facilities. These fears about hygiene appear to be justified, as reports suggest that many health trusts don’t meet basic hygiene standards.

Health cover – patient’s concerns

According to a report in the Telegraph, one of the most compelling reasons that patients give for seeking out private health cover is a feeling of being unwanted or ignored when visiting NHS hospitals. Speaking to the Telegraph, health cover expert Julian Stainton states, “Patients are worried and are becoming perceived as a mute ingredient of the NHS. Indeed, research revealed that 46 pc of NHS staff do not believe patients to be at the centre of what they do. My personal view is ‘treat patients with disdain at your peril’”. With this in mind, it’s of no surprise that the demand for private health insurance  is on the increase, as people aim to ensure that they receive a more personal level of treatment in top facilities.

Health cover – sign of the times

The are growing concerns for patients on a number of levels in terms of hospital treatment, but one of the most pressing is highlighted by the alarming fact that in the early 1990’s there were only an average of 1000 cases of C-diff reported each year but in today’s hospitals it is over 1000 per month. According to the report in the Telegraph, this is compelling many to consider private health cover. Most private treatment facilities test patients for infections prior to admitting them, which is why private health premises have fewer reported instances of infections such as C-diff.

Looking for health cover? Speak to Right to Health

Right to Health is a leading UK health insurance intermediary, helping individuals and businesses  find the best private health insurance cover. With access to the UK’s top health insurance companies, Right to Health has advised thousands of clients and can help you to get great health coverage for a competitive premium. Right to Health is authorised and regulated by the Financial Conduct Authority, which means  you can be confident that the recommendations you are given really are in your best interests. To find out more or get a review of your current health insurance, call us on 08000 753 999 or click the Get Quotes button at the top of the page.