Private Health Insurance – A Beginner’s Guide

Private health insurance has experienced a resurgence in popularity of late as an ever growing number of Brits strive to ensure that they have access to treatment as soon as possible and the best facilities available to them. There are many benefits of being a private health insurance policy holder and as health becomes a more pressing concern for many people, the numbers taking out private health insurance is set to grow exponentially. Essentially, the primary function of private health insurance is that it allows policy holders to negate often extensive waiting lines for non-life threatening procedures. Most private health insurance policy holders enjoy the peace of mind that comes with knowing that they won’t have to wait a substantial amount of time to have their condition treated as it will be covered by their private health insurance.

Private Health Insurance – Understanding What is Covered

According to the report on This is Money, the elements that are generally covered by private health insurance policies are the cost of surgery, specialist consultations, accommodation and nursing bills in private hospitals and any drugs or x-rays that should be required. As such, the obvious benefits of private health insurance are clear to see in terms of quality of care and speed of assessment and treatment. However, it is important to note that it is not possible for private health insurance to cover all types of illness. For example, incurable diseases and pre-existing medical conditions are unlikely to be covered by private health insurance but this is something that can be discussed with private health insurance providers who will go over the in’s and out’s of a policy prior to you committing to it.

Private Health Insurance – Accurate Medical History

When opting for private health insurance, it is of critical importance that you provide an accurate and honest medical history in order to ensure that you are fully covered by your policy in the event that you need to use it. For those with private health insurance, the claiming process usually entails being told by your GP that you require medical treatment at which point you will be referred to your private consultant who will decide the best course of action. Private health insurance is being sought by record numbers of Brits as they plan to get the best possible treatment available to them.

Looking for Private Health Insurance? Speak to Right to Health

Right to Health is a leading UK health insurance intermediary, helping individuals and corporations find the best private health insurance cover. With access to the UK’s top health insurance companies, Right to Health has advised thousands of clients and can help you to get great health coverage for a competitive premium. Right to Health is authorised and regulated by the Financial Services Authority, which means that you can be confident that the recommendations you are given really are in your best interests. To find out more or to get a review of your current health insurance, call 08000 753 999 or click the Free Online Quote button at the top of the page.