Health cover – Protecting elderly loved ones

Health cover may be the last thing on your mind when you’re young, fit and healthy. But illness is an inevitable part of the aging process. Even if you’ve been lucky enough to avoid the need for health cover in your youth, the chances are you will need treatment, surgery or medical attention in your twilight years. But the current state of care for the nation’s elderly population is a cause of huge concern.

Health Cover for the Elderly

More relatives are ensuring their parents and grandparents have adequate health cover in light of a number of media stories about NHS care and the elderly. In 2007, inspectors picked up on issues of dignity, privacy and nutrition in the NHS for elderly patients. Health cover ensures private treatment and service that offers reassurance for relatives concerned about leaving their loved ones in an environment that doesn’t prioritise their needs and care. A report on the BBC News website highlighted two West Midlands NHS Trusts who were told they needed to improve their treatment of the elderly.

Fear for Elderly Relatives Welfare

Care of the elderly could reach crisis point in the up-coming years as people live longer lives. The number of elderly patients will simply overload an already overloaded NHS. Health cover and opting for private health insurance is fast becoming a number one issue for those who don’t want to subject themselves or elderly loved ones to failing standards. The elderly can be frail and vulnerable, so when it comes to caring for parents or grandparents, it’s no wonder their relatives opt for health cover for the best private hospitals. A Panorama investigation in 2007 revealed superbugs were still an on-going concern. The elderly tend to be more vulnerable and susceptible to bugs and infections. The TV documentary revealed upsetting stories of relatives who lost elderly relatives to infections after a stint in hospital. It seems, never before has it been so crucial to secure comprehensive health cover.

Need for Health Cover Reforms

The need for health cover to help the elderly is such that Lib Dem leader Nick Clegg said the NHS needs reforming to cater for elderly care. The proposals included ensuring health care could be paid for by asking people to make private contributions matched by the state.

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