Health Insurance – The American Way

For years many Britons didn’t understand the significance of scenes in Hollywood movies where there was an issue over health insurance. Take Jerry Maguire, for example, where Renee Zellweger’s character insists she won’t join Jerry’s breakaway sports agency unless she and her child are fully covered by private health insurance. Because we’ve had the luxury of a free health service we simply couldn’t understand the fuss. But now with increasing fears of superbugs and lengthening waiting lists, more people in the UK are recognising the wisdom of investing in health insurance.

Health Insurance – American Style

Britain and America have had completely different styles of health care for decades – until recently. In America there is no free health service like the NHS, so unless residents have health cover, they will have to pay for costly medical treatments themselves – meaning many people might not be able to seek out a doctor’s help at all. Whilst we still have the NHS in the UK, many people have become disillusioned by its level of service, and are opting to pay for health insurance instead. This means when they have an accident or fall ill, the insurance company will help pay for private health care, where the patient will be seen immediately and receive a far higher quality of treatment.

Health Insurance – Work Incentive

Many American employers use health insurance as an incentive – without it many people simply won’t accept jobs, because they would otherwise be unable to afford either the health cover plans, or private treatment, themselves. The same thing is happening in the UK, with increasing numbers of businesses including private health insurance in its incentive packages. According to a report in Personnel Today, over 3.5 million of the UK’s workforce now has private health insurance provided through their employer.

Looking for Health Insurance? Speak to Right to Health

Right to Health is a leading UK health insurance intermediary, helping individuals and corporations find the best private health insurance cover. With access to the UK’s top health insurance companies, Right to Health has advised thousands of clients and can help you to get great health coverage for a competitive premium. Right to Health is authorised and regulated by the Financial Services Authority, which means that you can be confident that the recommendations you are given really are in your best interests. To find out more or to get a review of your current health insurance, call 08000 753 999 or click the Free Online Quote button at the top of the page.