Health cover – Beating hypochondria

If every ache, twinge and pang triggers fears of fatal diseases or concerns about cancer, you can end up walking around with a huge amount of anxiety – often over something completely harmless. Health cover can give you peace of mind. Developing medical paranoias can actually be quite scary. The internet means the smallest of symptoms can be typed into Google leaving you with a list of potential life threatening illnesses. Self-diagnosis online leads to further fear and anxiety. Health cover means you know you can opt for a private health assessment. Health cover also gives you peace of mind that if anything does go wrong, you can receive the best care at your convenience.

Health Cover for Peace of Mind

One thing that stops some people going to the doctor is fear. Fear of the unknown, fear of being ill, fear of being out of control. If you do have an illness, the experience of being treated in an NHS hospital can feel humiliating for some people. Health cover means you can opt for a private hospital with a private room. The media stories of mixed, busy wards and of a time and resource-starved national health service have resulted in worrying questions around patient dignity. Health cover gives you the peace of mind that if you are struck down with an illness you know you’ll receive the best care available.

Health Cover: A Weight off your Mind

Even the fit and young can get pangs of panic over their health. The news is crammed with stories about people drinking more than the recommended consumption. Smoking and diet are also top of the list, and many of us find it hard to squeeze in the recommended exercise quota per week. It’s easy to start developing pangs in the liver area after reading yet another news story on the damaging affects of alcohol. Health cover means you can opt for a health assessment and a liver test, helping put your mind at ease. It’s easy to convince yourself in fretful times that you’ve got cirrhosis of the liver or a brain tumour – private health cover offers medical assessments that can test your organs and put your mind at rest.

Health cover can be costly, but you can find affordable solutions. If you’re prone to fretful thinking, you could consider:

• Co-payment health cover – customers agree to pay a proportion for any claim, and payments are typically 60% less than fully comprehensive policies.
• Health cover using cash plans – this is an even cheaper option and can cost as little as a £1 a week. These can help those on a tight budget. Although they pay out relatively low sums, it can help take the sting out of health costs.
• Self-payment is health cover for those who can’t afford private medical insurance but pay for treatments when they need them. People who don’t want to wait on an NHS waiting list may opt for this, although the one-off costs can be considerable compared to taking out health cover.

Looking for Health Cover? Speak to Right to Health

Right to Health is a leading UK health insurance intermediary, helping individuals and corporations find the best private health insurance cover. With access to the UK’s top health insurance companies, Right to Health has advised thousands of clients and can help you to get great health coverage for a competitive premium. Right to Health is authorised and regulated by the Financial Services Authority, which means that you can be confident that the recommendations you are given really are in your best interests. To find out more or to get a review of your current health insurance, call 08000 753 999 or click the Free Online Quote button at the top of the page.