Private health insurance – covering critical illness

Among the different types of private health insurance on offer, one of the most sensible to consider is critical illness cover. This  provides the policyholder with timely treatment in the event of a pre-determined critical illness such as cancer or a heart attack. Unfortunately, becoming critically ill often imposes a financial burden through loss of earnings and other difficulties. This is why more and more people are using critical illness insurance to ensure that they are sufficiently covered. Regardless of your stage of life, whether you’re a recent graduate or at retirement age, it makes good sense to prepare for the unexpected and purchase a private health insurance policy with critical illness cover. Knowing you will receive all the necessary treatments if you develop a serious illness gives you  substantial peace of mind.

Private health insurance – doing your research

Before buying your private health insurance with critical illness cover, it’s always a good idea to discuss your requirements with a health cover professional. They will be able to advise you on the best course of action and recommend a private health insurance plan to suit you and your needs. It’s important to realise that, in most cases, a serious illness is likely to reduce or stop income altogether and this will obviously have ramifications for an individual’s finances. In the past, critical illnesses such as cancer and heart attacks would often result in death, but medical improvements in recent years mean that people are now surviving longer from these conditions. Having private health insurance and critical illness cover is a sensible precaution to prevent  significant financial hardship, both for the insured and their families. Many people who suffer a serious illness are unable to return to work and certain private health insurance policies can help lessen this financial burden.

Looking for health cover? Speak to Right to Health

Right to Health is a leading UK health insurance intermediary, helping individuals and businesses  find the best private health insurance cover. With access to the UK’s top health insurance companies, Right to Health has advised thousands of clients and can help you to get great health coverage for a competitive premium. Right to Health is authorised and regulated by the Financial Conduct Authority, which means  you can be confident that the recommendations you are given really are in your best interests. To find out more or  get a review of your current health insurance, call us on 08000 753 999 or click the Get Quotes  button at the top of the page.