Your retirement years are a mixed blessing: more time to relax and do what you want, but also an increased likelihood of developing an age-related illness or disease. The attraction of private health insurance for those entering retirement is clear to see. It gives you peace of mind from knowing that if your health does fail, you will be well looked after and receive timely and high quality medical treatment. Of course, your health inevitably declines the older you get, but that doesn’t mean you shouldn’t be able to make the most of your retirement years. That’s why so many people planning their retirements are ensuring they have the right private health insurance to cover their needs and keep them healthier and happier in later life.
Private health insurance – providing the necessities
Retirement should be a time to savour but not at the expense of ensuring that you have proper health cover if you require it. Today, thousands of people heading towards retirement age are setting up private health insurance schemes to cover them after they retire from their jobs. After all, when you are retired, the last thing you want is to be saddled with long waiting lists and substandard care facilities. That’s why so many people entering retirement each year ensure that their private health insurance policies provide the requisite health cover. One of the principle health cover requirements for retirees is quick diagnosis and access to the right drugs and treatments and this is something that many are discovering is readily provided by private health insurance policies.
Private health insurance – knowing what’s covered
A private health insurance policy is obviously a good idea for those entering retirement age, but it is also important to understand which conditions are covered or excluded, something that can be discovered by speaking to your health insurer. Private health insurance policies for those in retirement tend not to cover pre-existing conditions, but this is something worth discussing with the provider of your policy.
Looking for health cover? Speak to Right to Health
Right to Health is a leading UK health insurance intermediary, helping individuals and businesses find the best private health insurance cover. With access to the UK’s top health insurance companies, Right to Health has advised thousands of clients and can help you to get great health coverage for a competitive premium. Right to Health is authorised and regulated by the Financial Conduct Authority, which means you can be confident that the recommendations you are given really are in your best interests. To find out more or get a review of your current health insurance, call us on 08000 753 999 or click the Get Quotes button at the top of the page.
July 30, 2018